Indian Overseas Bank Timings

The main work of the Indian International Bank is to promote all types of foreign exchange works and overseas banking. However, in 1973 the Thiru.M. CT. M. Chidambaram founded the bank. After World War II, the Indian Overseas Bank established offices in Sri Lanka, Thailand, Malaya, and Hong Kong.

After that, the bank opens various offices worldwide. Besides, in the 1960s, the IOB took over many weak banks, including the Nanjinnad Bank, Kulithalai Bank, Coimbatore Standard Bank, and many more. Overall, IOB is a public sector bank with over 3000 branches in India.

However, if we talk about the Indian Overseas bank timings, then for this, we don’t have to go to banks. Because it is expected that bank timings are exact, but sometimes it depends on the workloads and holidays. So, in this article, you will learn about the Indian Overseas bank timings like working hours and other activities timings.

Indian Overseas Bank Timings:

All the timings of IOB branches are given below:

  • All branches of IOB opens at 10:00 a.m. and closes at 4:00 p.m.
  • Every 2nd and 4th Saturdays of the month, all the branches of IOB will be closed.
  • Every month the working days of IOB all branches are Monday to Friday. And the 1st, 3rd, and 5th Saturdays are also open. The timing for these days is usually from 10:00 a.m. to 4:00 p.m.
  • Of course, all branches remain closed on national holidays and Sundays.

Working hours of IOB:

You must know the IOB’s working hours, lunch hours, and holidays, especially if you want to visit any branch for an account opening. So, all types of working hours are given below; read them before going to the bank.

Lunch timings of Indian Overseas Bank:

Remember that there are no fixed timings for a lunch break; if you want to visit any branch of IOB, then you can go anytime. Here the main thing you must remember is that they take lunch breaks between 1 p.m. and 3 p.m. But someone is always present to assist you.

NEFT timings of IOB:

The best feature of IOB is that they provide the facility of funds transfer with the help of NEFT. You have the opportunity to take benefit from this facility by visiting the Indian Overseas Bank branch.

But you have to take care of the NEFT timings. Besides you can also do this with the help of internet banking. The timing of NEFT funds transfer is between 8:00 a.m. to 7:00 p.m., and the days are Monday to Friday. For the working Saturday’s NEFT timings will remain same.

RTGS Timings of IOB:

Suppose you want to make the RTG transaction; then you must visit the branch between 10 in the morning and 5 in the evening. However, for online RTG transactions, banks will be open 24/7, even during the holidays. But you must carry the minimum payment of Rs. 2 Lakh for the RTG transactions.

IMPS Timings of IOB:

It is an electronic mode of payment and the same as the RTG transactions, but you have to carry less than Rs. 2 Lakh. This service is open 24/7 and on all holidays. So, if you want to transfer the Rs 1.99 Lakh, we recommend you use this service.

IOB bank UPI timings:

You can use this service 24/7 and even on all types of holidays. However, the central role of this payment mode is to send immediate payments to anyone without sharing the account details. So, this transaction can be done any time of the day or night.


Is IOB working tomorrow in Chennai?

All the branches of IOB will remain open from 10:00 a.m. to 4:00 p.m. from Monday to Friday. But on the 2nd and 4th Saturdays of the month bank will remain closed along with the holidays.

Is Indian Overseas Bank a zero balance account?

Yes, Indian Overseas bank offers you to open an account with a zero balance, and the best part is that you can maintain this account also with a zero balance.

Can I transfer money from IOB to SBI?

You can transfer money from IOB to SBI or any other bank. If you add the payee, you can do this online without difficulty.

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