How Much Do Veneers Cost With Insurance? (2022)

If you’re worried about how much do veneers cost with insurance, it’s important to understand the factors that go into pricing and financing.

Treatment costs can vary based on several factors, including your dental needs and the materials you choose. If you visit a dentist who offers competitive payment plans, you may be able to get veneers for less than the typical cost without insurance.

Before receiving treatment, make sure you know how much you’ll owe up front and how long it will take for the dentist to process your insurance claim. To keep costs low, ask about payment options and explore dental financing options.

It is certainly possible that your insurance company will cover the cost of your dental veneer. The best way to find out for sure is to contact your provider and ask about your specific veneer procedure. You can inquire about how much your coverage will be, whether they have a maximum that they will cover, and even if they have a list of dentists that they work with regularly that may be able to help you.

Some insurances cover dental procedures differently than others, so you could end up paying more than anticipated.

Also, be sure to ask about all associated fees and charges before treatment begins. You may want to estimate veneers cost with insurance beforehand so you can make informed decisions about what treatment is worth to you.

What Are Dental Veneers?

Dental veneers are thin shells that fit over the front surface of one or more of your teeth. They’re usually made from porcelain, composite resin or gold, but some materials are better at hiding imperfections than others.

Porcelain veneers are the most natural-looking and blend in best with your other teeth, but they’re also more expensive. Gold veneers are less expensive than porcelain ones, but they have a yellowish tint that can make them stand out against your other teeth — especially if they’re not applied correctly.

Composite resin is more affordable than either porcelain or gold veneers, but it’s prone to cracking and discoloration over time as well.

What are the types of dental veneers

Dental veneers are thin, customized shells that can be used to cover natural teeth. These shells are used to improve the appearance of a patient’s teeth, as well as for correcting minor imperfections.

There are 5 types of dental veneers:

1. Porcelain veneers

Porcelain veneers are thin, custom-fitted shells that are bonded to the front of teeth that look natural and beautiful. Porcelain veneers can be used to repair teeth that are worn, discolored, or misshapen. They can also be used to give you a smile makeover by redesigning your teeth so they look bigger, brighter, straighter or whiter than ever before.

What are the different types of porcelain veneers?

There are few types of porcelain veneers:

Porcelain fused to metal dental veneers – these types of porcelain veneers are the most common and can be used for any tooth shape, size or color. These porcelain dental veneers consist of two parts: a porcelain portion and a metal backing. The metal is used to help keep the veneer in place and to reinforce the structure of the tooth.

Removable partial denture (RPD) – this type of porcelain dental veneer is usually recommended if you have several missing teeth in both upper and lower arches. The RPD lasts longer than conventional partial dentures because it is made using a cast of your natural teeth. However, the downside to this type of veneer is that it is only removable, which means you’ll need someone to remove them for you when you eat, brush or floss. This type of dental veneer can be a good choice if you plan on losing more teeth.

Fixed partial denture – this type of porcelain dental veneer is supported by natural teeth and is used when there are a few missing teeth in the upper or lower arch. However, unlike the RPD, it does not use a cast of natural teeth so it cannot be removed at all.

Porcelain dental veneers are fairly expensive and can cost anywhere from $1,000 to $1500 per tooth or even more depending on the state you live in. They also take about 3-4 months to complete and may need to be redone after 5-10 years because they do not last forever.

2. Composite-resin veneers

Composite-resin veneers. This type is quite thin, so they can be easily shaped to conform to the natural contours and appearance of your teeth. They are made from a mixture of porcelain and resin (to make them more lifelike). Composite veneers are usually recommended for front teeth because they are stronger than porcelain veneers.

Composite-resin veneers offer a good value for someone who is concerned about their smile but does not need a permanent solution to tooth discoloration or misalignment issues. Porcelain veneers offer more durability than composite-resin veneers, but they also require more preparation time and higher cost.

Even with dental insurance, the cost of composite veneers is about $550 to $812 per tooth. This depends on how many teeth you fix in a single year. The more teeth you upgrade in a single plan year, the higher your expenses will be because you can trigger the example maximum of $1,500 very quickly. Two strategies can make veneers more affordable.

3. Titanium

Titanium is a very strong and flexible metal that is also lightweight and very attractive. It’s often used in cosmetic dentistry because it can be colored to match your natural teeth. And, since it’s so flexible, it’s easier to work with than other types of materials, such as porcelain. This can make it faster to place in the mouth and easier for your dentist to make a perfect fit.

4. Lumineers

These are tooth-colored shells that fit over your existing teeth. The Lumineers suite of products include Invisalign, which is a clear aligner used in conjunction with Lumineers and will gradually straighten your teeth as you wear them for two weeks at a time and move to the next set in the series.

On average, each implant can cost between $2,000 and $3,000. This cost does not include the cost of an abutment or crown. If a crown is needed, the average price for an implant will be more than $5,000.

5. Ceramic veneers

These are usually made from high-strength porcelain and can be fabricated in a lab on the same day as your initial consultation. Porcelain veneers are also referred to as porcelain laminate veneers. They’re durable, stain-resistant and feel more like a natural tooth than other types of veneers.

Ceramic veneer procedures are the most popular and least invasive cosmetic dentistry options on the market. Ceramic veneers can cost between $950 and $2,850. The average price is $1,650 per tooth, but that changes depending on how many visits are required.

Which type of veneers are the best?

When it comes to choosing the right type of veneers, there are two main factors you must consider: your budget and your dental health. The type of veneer you choose is going to vary depending on what your financial situation is and whether or not you have any dental issues that need to be addressed.

The most commonly used type of veneers are composite veneers. They are less expensive than porcelain veneers, and they also look very similar to natural tooth enamel. Composite veneers can be used to cover damaged teeth, discoloration and even gaps in your smile. They are also long-lasting and strong.

Another popular choice for veneers is porcelain. They tend to be thinner than composite veneers, which makes them appear more natural. Porcelain lasts longer than composite as well. If you want an extremely white smile, porcelain might be a better choice for you than composite.

The ceramic veneers also look the most like natural teeth and are often made to match the color of your existing teeth. The downside is that they cost more than other types of veneers and can be a bit more difficult to place.

Titanium metal is an alternative option, which is less expensive than ceramic but also less durable. This material is also prone to cracking, which means that you will have to replace it after a certain period of time.

Porcelain-fused-to-metal veneers are another option for those who have no natural tooth left at all. They are attached directly to the bone in your jaw, so they will never chip or crack and can be used for large gaps in the front teeth. However, these veneers will show stains and discoloration much more easily than ceramic or metal veneers, so they will need to be replaced much sooner.

The best veneers can change your life! But if you’re not careful about the type you select, you could end up with long-term problems that could have been avoided with proper treatment.

Can you get veneers with insurance – Does insurance cover veneers

Yes, you can. Here’s how it works:

  • As part of your orthodontic treatment, a dentist would place a thin layer of porcelain on the front surface of your teeth (the visible part), making them appear smoother and larger. This cosmetic improvement is billed as a “treatment,” because it is not done to replace broken or missing teeth.

Treatments are not covered by dental insurance, but they are a fully reimbursable expense once you have met your deductible.

  • After you have met the deductible for the year, you may be able to file a claim for payment of this work, which is considered medically necessary for treatment purposes and should be covered under your policy. For example, if you had braces placed in January and got veneers in April, you could file a claim in May for the cost of the veneers.

Keep in mind that plans vary widely on what is considered medically necessary and how much will be covered. Many only pay 50-80% of the treatment costs, leaving patients responsible to cover a significant portion of expenses themselves.

How to get veneers covered by insurance

In the US, dental insurance is not included in most health insurance plans. As a result, many people have no dental insurance and must pay for the cost of dental procedures out of pocket. Some people cannot afford the cost of veneers and must settle for less expensive (and less effective) alternatives. However, if you have dental insurance, there are some things you can do to make sure that you get your veneers covered by your insurance plan.

  • TIP 1: Check with your dentist to see if they accept your dental insurance plan. If they do not, then you will have to pay the total cost of veneers out-of-pocket without any reimbursement from your insurance provider. This is something that you should ask about at your initial consultation so you don’t get surprised by this bill at the end of the process.
  • TIP 2: Contact your healthcare provider ahead of time to see if they cover dental insurance plans. If they do not offer coverage for dental procedures, then you should ask whether they offer flexible spending accounts (FSA), health saving accounts (HSA), or health reimbursement arrangements (HRA).

These are all types of accounts that can be used to cover various medical expenses like veneers so that you can get reimbursed by the plan. If a plan does not offer such coverage, then you can take out a loan in order to pay for your procedure.

How long do veneers last?

Veneers are popular for their ability to instantly correct a wide variety of dental issues. However, it is important to know how long they last. This information can be an important factor in your decision making process. After all, if you are looking for a more permanent solution, you might need to look at other types of restorations, such as crowns or implants.

  • Treatment time

The average veneer treatment takes about one and a half hours. Though there is some variation from dentist to dentist and from patient to patient, this time frame should give you a rough idea of what to expect during treatment.

  • Durability

If you have properly cared for your veneers, they can last anywhere from 5-10 years. This is assuming that you practice excellent oral hygiene habits, such as brushing and flossing your teeth twice daily, regular visits to the dentist for checkups and professional cleanings every six months or so, and avoiding biting on hard or sticky foods that could chip or damage the veneers. It’s also important not to eat foods that are too hot or cold, which can cause damage to the enamel on your teeth.

Do veneers ruin teeth?

Anyone who is interested in improving their smile will consider veneers. These are among the most requested dental prosthetics. There are many reasons to consider these, but one of the main reasons is that they can cover up chips and cracks on teeth, while still maintaining a natural look. Additionally, they can improve the shape of your teeth significantly.

Despite their popularity, there are some people who wonder whether veneers will ruin their natural teeth. The good news is that when done correctly by a dental expert, veneers won’t harm your teeth. It is possible for damage to occur with veneers, but it is not common if you choose an experienced professional.

How much are veneers

Veneers are made of porcelain and bonded to the front of teeth. They are used to correct a variety of imperfections, including spacing, alignment, cracks, discoloration and gaps between teeth. Porcelain veneers can be placed on the upper or lower teeth. A porcelain veneer is considered a cosmetic treatment. Because it’s considered a cosmetic treatment, your dental insurance may not cover any portion of the cost associated with getting a veneer. However, if you have dental insurance that includes a Dental Care Plan (DCP) benefit, then some portion may be covered.

How much do veneers cost with insurance? The average cost for porcelain veneers can range from $700 to $2,000 per tooth depending on your dentist and region you live in.

Pros and cons of dental veneers

Teeth can be cosmetically improved in a number of ways. One of the most popular options is dental veneers, but there are pros and cons to consider before choosing this treatment.

Pros of veneers

  • Durability. Veneers don’t require any upkeep, so you won’t need to worry about them falling out or needing repair work in the future. In fact, once they’re applied, it’s virtually impossible to tell the difference between the veneer and your natural teeth.
  • They can be used to improve the shape and color of your teeth.* They can be used to hide gaps in your teeth.
  • They can be used to create a smile that is perfectly symmetrical.* They are removable.
  • There is minimal discomfort during the procedure.
  • You will not lose any natural tooth structure during treatment.
  • No anesthetic is required.
  • It is possible to use them to improve the appearance of existing fillings or crowns.
  • There is no need for complicated surgery.* Dental veneers last for years before needing replacing.

Cons of veneers

  • Tissue damage: while they can be very successful in covering up unsightly teeth, they do so by removing part of your natural tooth enamel. This is particularly true when it comes to porcelain veneers, which are far more fragile than those made from a composite material.
  • Porcelain veneers have been associated with gum recession, which can be quite painful and even cause tooth loss. While there are many dentists who claim that this is an exaggeration, there’s no doubt that porcelain veneers require a higher degree of care compared to composite ones.
  • Cost: porcelain veneers can cost you several thousand dollars, whereas their composite counterparts are much cheaper. However, the difference in price should not be the only deciding factor here. The fact that composite veneers won’t affect your natural teeth as much should also be considered.

Conclusion

Veneers are expensive, but so are the expenses of not having a great smile. Again, if you don’t have insurance and can’t afford to pay for veneers out of pocket, don’t force yourself into getting them. You get what you pay for and remember that every patient is different. Keep this in mind when looking into cosmetic procedures such as veneers. If you do want to get veneers, make sure you plan ahead!

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